Malta is known as the “Blockchain Island” for its proactive approach to cryptocurrency. In 2025, it has solidified its position as a crypto hub with clear regulations that encourage innovation and provide certainty for businesses and investors in the crypto industry.
**Crypto Regulations in Malta**
**June 28, 2025- Malta MiCA National Implementation**
As of 2025, Malta has refined its regulatory stance with the Market in Crypto Assets Regulation (MiCAR) under Chapter 647 of Maltese laws. The framework now aligns with EU standards, and Crypto Asset Service Providers (CASPs) in the region must comply with EU rules.
– **December 30, 2024**: MiCA full provisions are effective across the EU.
– **November 5, 2024**: Act No. XXXVI of 2024 integrates MiCA covering CASPs and all tokens.
– **June 30, 2024**: MiCA ARTs/EMTs regulations are effective EU-wide.
– **May 31, 2024**: Regulation (EU) 2024/1624 implements AML/CFT for crypto.
– **2024**: Act XIV of 2024 implements EU MiCA in ARTs and EMTs.
– **May 1, 2023**: MiCA (EU Regulation 2023/1114) establishes comprehensive EU-wide crypto regulations.
– **November 1, 2018**: Virtual Financial Assets Act (VFAA) is Malta’s first crypto law.
**What is The Maltese Government Saying About Crypto?**
The Malta Financial Services Authority (MFSA) oversees cryptocurrency and virtual assets. It focuses on consumer protection, financial market integrity, stability, and transparency in the crypto sector.
**Crypto Tax in Malta 2025**
– **Capital gains tax**: No CGT applies to long-term crypto holdings considered a store of value.
– **Income tax**: Frequent trading for profit is subject to business tax (15%-35%).
– **Corporate tax**: Companies in crypto activities pay a flat 35% tax, with options for reduction to 0-5%.
**Crypto License in Malta**
Following the EU Jurisdiction in June 2024, the Malta VASP license has been replaced by the MiCA CASP license. Entities need MiCA authorization, with an 18-month transition period until July 1, 2026.
**Crypto Adoption in Malta 2025**
– **Adoption rate**: Estimated 48.92k cryptocurrency users in Malta by 2026.
– **Crypto revenue**: The market’s revenue in 2025 is around US$591.6k, growing annually at 6.43%.
– **Crypto holdings**: Malta’s government crypto holdings are not publicly disclosed, focusing instead on robust regulatory frameworks.
**Conclusion**
Malta’s crypto-friendly environment, supported by innovative regulations, attracts global businesses. With government backing, Malta promotes Web3 and thrives in digital assets.
Note: Investments carry market risks. Please invest carefully. We do not accept responsibility for any financial losses.
